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Paid Online Surveys

Paid Online Surveys
Paid Online Surveys

Earning money online by taking paid surveys is an easy task you can do in your spare time. Paid surveys are a great way to earn a little extra income while helping these companies if you spend a lot of time online and are passionate about giving your opinion.

Businesses hire survey companies to get feedback about new ideas or products before they are launched. In exchange for answering questions that will assist brands in improving their products, survey takers earn cash.

By signing up for the right survey sites and implementing a few helpful tips, filling out surveys for cash can be worth your time.

In order to get started, you will need to have an internet connection and either a computer or a mobile device.

Paid Survey Sites You Should Try

When you register with too many companies, you can become overwhelmed with contacts, making it difficult to find the best opportunities. Consider the options that are best suited to your demographics and availability rather than sifting through the multitude.

Branded Surveys

Branded Surveys has garnered over 48,000 customer reviews on Trustpilot, earning a 4.3-star rating. Branded Research, the parent company, conducts market research since 2012.

Upon registering as a new member, you’ll earn 50 points. Once you fill out your profile, another 50 points will be credited to your account (a $1 sign-up bonus).

You can immediately begin taking surveys once you create an account, which can be worth $5 each. Upon reaching 1,000 points (equivalent to $10 USD), you can withdraw your earnings in your local currency (USD, CAD, GBP).

Members of Branded Surveys’ loyalty program, Branded Elite, can earn bonus points every week. When you climb through the Bronze, Silver, and Gold tiers, you will be able to increase your bonus amount. If you earn a badge, you will receive a bonus based on the number of approved surveys you have completed.

Branded Survey points can also be earned by inviting friends, participating in the daily poll, ranking on the leaderboard, and being randomly selected for up to 1,000 points.

  • Where it’s available: United States, Canada, and the UK
  • Age requirements: 16+ years old
  • Average earnings: $0.50 to $3 per survey
  • Payment method: Branded Pay (direct deposit in the United States), PayPal cash, gift cards, prepaid Visa card, or charitable donations
  • Minimum to cash out: 1,000 points
  • Trust: 5
  • # of Surveys: 4
  • Compensation: 5
  • Cash-out process: 5

InboxDollars

With InboxDollars being in business since 2006, Prodege, LLC acquired the company in 2019. According to the Better Business Bureau, they have an A- rating. Members have received more than $80 million from the company, according to its website.

You can know how much you’ll earn before committing to a task with InboxDollars since earnings are accrued in cash instead of points. In most paid opportunities, you will earn a little money, but the more surveys you take, the more you will be able to earn.

The process of signing up and getting started with InboxDollars is free, and you’ll receive a $5 bonus once your account is activated. In the following section, you will be asked a few basic questions regarding your income, race, education, and other demographic information. The purpose of this initial screening is to help InboxDollars match you with surveys that are relevant to you.

Aside from watching video ads and playing games, you can earn money by shopping online at stores such as Target, Walmart, and eBay with InboxDollars.

  • Where it’s available: United States, United Kingdom (InboxPounds)
  • Age requirements: 18+ years old
  • Average earnings: $0.50 to $5.00 per survey and up to $10 and $20 or more for people in certain demographics
  • Payment method: PayPal, e-gift cards, prepaid Visa card, charitable donation, or check in the mail
  • Minimum to cash out: $10
  • Trust: 4
  • # of Surveys: 4
  • Compensation: 4
  • Cash out process: 3

Swagbucks

Possibly the most popular survey site in the world, Swagbucks holds a 4.4 rating on the App Store with 61,000+ reviews, and a 4.2 rating on Google Play with an additional 84,000 reviews.

Swagbucks (also called SBs) are awarded for completing surveys, with between 1 and 350 paid depending on the survey’s length and popularity. Using SBs will earn you an extra $1 that can be redeemed for PayPal cash or gift cards to places like Amazon, Lowe’s, and Target.

When you spend $25 at one of Swagbucks’ featured retailers such as Amazon, Best Buy, or Walmart, you’ll receive a $10 signup bonus.

You can earn money with Swagbucks in a variety of ways, not just by completing online surveys. By browsing the Internet, shopping online, and watching videos, the company awards its members SBs. The moment you reach 160 points, you will be able to redeem your earnings.

Using the platform passively for three days can earn you about 256 points, which is approximately $2.56. If you use the platform passively for thirty days, you can expect to earn about $25.

SBs can be redeemed for gift cards of higher value as you accumulate more SBs. In addition to Starbucks, Walmart, and iTunes gift cards, you can also find more store options. Our Swagbucks review provides more information about the company.

  • Where it’s available: Most countries in the Americas, Asia, and Europe, and some areas in Africa
  • Age requirements: 13+ years old
  • Average earnings: $0.40 to $2 per survey
  • Payment method: PayPal cash or gift cards
  • Minimum to cash out: $1 in gift cards or $3 in PayPal cash
  • Trust: 5
  • # of Surveys: 4
  • Compensation: 5
  • Cash out process: 5

Opinion Outpost

Opinion Outpost requires you to complete an initial screening before you can start earning money from surveys. In addition to answering questions about your work status, education level, and children, you will also have to fill out a questionnaire about your personal information. Following that, you’ll answer a questionnaire based on recent events, such as whether you’ve seen a movie or taken your pet to the vet. As part of the survey, Opinion Outpost will ask you duplicate questions to ensure your answers are honest.

Three to thirty points are awarded for most surveys. A free Amazon gift card, a $10 iTunes or App Store gift card, or $10 PayPal credit can be redeemed. If you earn 30 points, you can unlock games on Alawar.com or use them to redeem travel credits through the MileagePlus Program. In order to receive 300 Award Miles, you must have at least 105 points.

According to our research, Opinion Outpost offers some of the highest-paying surveys on the market. In our experience, the biggest con of this site is the limited number of surveys users are eligible for, compared to other paid online survey sites we have used. Check out our review of Opinion Outpost for more information.

In recognition of the time its users spend completing surveys, Opinion Outpost makes a monthly donation to the American Red Cross. Your points balance will not be affected by the corporate donation, but if you wish, you may use your points to make a separate donation.

  • Where it’s available: United States, United Kingdom, Canada, Italy, Spain, and Germany
  • Age requirements: 18+ years old
  • Average earnings: $0.30 to $3 per survey
  • Payment method: PayPal, Amazon gift cards, and Apple App Store and iTunes gift cards, UnitedMileagePlus points, gaming credits, or charitable donation
  • Minimum to cash out: $5 for an Amazon gift card or $10 for PayPal
  • Trust: 4
  • # of Surveys: 3
  • Compensation: 3
  • Cash out process: 3

Ipsos i-Say

Survey site Ipsos i-Say is based in Paris, but it allows users around the world to earn money by taking surveys. With over 88,000 reviews on Google Play, it has a 4.0-star rating from the Better Business Bureau.

Creating an account with Ipsos i-Say requires either an email address or a Facebook account. The next step is to answer a few demographic questions in order to help the company match you with opportunities that are relevant to your profile. It is possible, for instance, that you will be asked which diapers you use if you are a new mom.

As a result of completing a survey, you will earn points. Earnings vary, but it is typical to earn between 45 and 90 points per survey or $0.45 to $0.90 per survey. In addition, if you are disqualified from taking a survey, you may earn up to five points. The earnings you earn once you reach 500 points may be converted into PayPal cash, gift cards, or charitable donations.

  • Where it’s available: United States, Canada, Australia, UK, and Singapore
  • Age requirements: 18+ years old
  • Average earnings: $0.45 to $0.90 per survey
  • Payment method: PayPal, gift cards, prepaid Visa gift cards, or charitable contribution
  • Minimum to cash out: $5
  • Trust: 4
  • # of Surveys: 3
  • Compensation: 3
  • Cash out process: 4

LifePoints

A member-based organization with more than 5 million members around the world, LifePoints was originally called National Family Opinion. There are 13,000 reviews of the company on Trustpilot, giving the company a 3.9 out of 5-star rating.

Take online surveys to earn LifePoints and become a member for free. Your account will be credited with 10 LifePoints immediately upon verifying your email address and providing basic information such as your name, birth date, and address. By completing a complete profile, you will be able to view and select surveys that are relevant to your demographic.

There are a variety of topics covered in LifePoints surveys, including technology, automobiles, household brands, and many more. Most opportunities pay between $0.50 and $1 for completing surveys, however some survey opportunities pay up to 600 points.

  • Where it’s available: United States, India, South Africa, Mexico, Hong Kong, China, and 35 more countries.
  • Age requirements: 16+ years old
  • Average earnings: $0.50 to $1 per survey
  • Payment method: PayPal, e-gift cards, or charitable donations
  • Minimum to cash out: $5
  • Trust: 5
  • # of Surveys: 5
  • Compensation: 4
  • Cash out process: 4

Pinecone Research

Pinecone Research has been in business for 21 years and has earned a reputation for being one of the highest-rated paid survey sites. As a company owned by The Nielsen Company, Pinecone Research maintains a rating of A+ with the Better Business Bureau.

Every time Pinecone Research member completes an online survey, they contribute to the development of future products and services. Based on the company’s estimates, each survey will pay 300 points, worth $3, and should take no more than a few minutes to complete.

As a member of Pinecone Research, you may be able to receive compensation for testing new products. Your payment for completing a short report on each product will range from $3 to $5. It is possible that you will be permitted to keep the product after the study has been completed.

Pinecone Research is one of the more prestigious survey sites, and its membership is limited based on demographic characteristics. To determine if you are eligible for membership, you may apply.

  • Where it’s available: United States, United Kingdom, Canada, and Germany
  • Age requirements: 18+ years old
  • Average earnings: $3 per survey
  • Payment method: A check in the mail, PayPal, or gift cards
  • Minimum to cash out: $1
  • Trust: 5
  • # of Surveys: 3
  • Compensation: 5
  • Cash out process: 5

Survey Junkie

Another survey industry leader, Survey Junkie, has a B+ rating from the Better Business Bureau. More than 10 million members are served by the company, which has been in business since 2011.

It is known for its basic features and primarily offers paid survey opportunities. There are points associated with this site that are used to track earnings. For every 100 points earned, you will earn $1, and you will need a minimum of 1,000 points (or $10) in order to cash out with PayPal or an e-gift card.

The site offers some users the opportunity to earn money by testing products, participating in online or in-person focus groups, or taking phone surveys. There is a pay range of $5 to $150 per task, however this option is extremely limited at the moment.

Upon signing up and completing your profile, you can begin making money within five minutes. The majority of the surveys are fairly straightforward to complete. Additionally, you will not be required to sign up or purchase anything in order to participate in a survey.

We particularly appreciate the fact that the platform awards you a nominal number of points even if you are disqualified from a survey. There is no guarantee of earning the full amount displayed, but it is better than receiving no return on your time, as is the case with many other survey sites.

  • Where it’s available: United States, Canada, and Australia
  • Age requirements: 13+ years old
  • Average earnings: $0.50 to $3 per survey
  • Payment method: PayPal cash in all countries, or e-gift cards and direct bank transfers in the United States
  • Minimum to cash out: $5
  • Trust: 5
  • # of Surveys: 4
  • Compensation: 4
  • Cash out process: 4

American Consumer Opinion

Decision Analyst, Inc. owns American Consumer Opinion (ACOP), a company with over 41 years of experience in the market research industry. This site has received an A+ rating from the Better Business Bureau.

Signing up for an account with ACOP allows you to begin your first paid survey within two minutes. The first survey will pay five points and will include questions regarding your demographic information, such as your marital status and educational level. It is possible to sign up for surveys through your account if there are any available.

In addition to offering surveys for money, ACOP keeps things simple. To withdraw your earnings, you must earn 1,000 points, or $10, with the company.

  • Where it’s available: Worldwide
  • Age requirements: 14+ years old
  • Average earnings: $0.05 to $0.50 per survey
  • Payment method: PayPal cash, Hyperwallet, sweepstakes entry, or a charitable donation
  • Minimum to cash out: $10
  • Trust: ★★★★★
  • # of Surveys: ★★★★☆
  • Compensation: ★★★☆☆
  • Cash out process: ★★★★☆

Toluna

Since 1994, Toluna has been conducting market research. On Trustpilot, it has received a 2.7-star rating and an A+ rating from the Better Business Bureau.

When you register for a free account, you will receive a confirmation link in an email. Once you click the link, your registration will be finalized and you can begin taking surveys. Just for signing up, you will receive 500 bonus points.

Each survey offered by Toluna is worth between 15 and 50,000 points, depending on its length and duration. As with other sites, you will need to qualify for surveys. You will not receive disqualification points if you do not qualify. Instead, you will be entered into sweepstakes.

Redeeming a reward requires 10,000 points, which lets you plant a tree in Peru, Thailand, or Uganda. With 30,000 points, you can get a $10 gift card to major retailers like Starbucks, Petco, and Kohl’s.

  • Where it’s available: 21 countries include the United States, Canada, the United Kingdom, France, and Mexico
  • Age requirements: 16+ years old
  • Average earnings: 15 to 50,000 points per survey
  • Payment method: Gift cards or sweepstakes entries
  • Minimum to cash out: 10,000 points
  • Trust: 3
  • # of Surveys: 3
  • Compensation: 3
  • Cash out process: 3

Panda Research

In the past five years, Panda Research has paid out more than $2.2 million to its members. In addition to being owned by A&A Marketing, Inc., the company holds a B+ rating with the Better Business Bureau.

Your member profile must be completed and your email address must be confirmed before you can proceed. In order to become a member of the company, you must also have a valid phone number. Afterward, you will be able to participate in surveys that pay as much as $50 per survey. In addition, you will be able to earn up to $25 per time you cash out for reading paid emails.

Each month, Panda Research pays its members who have earned at least $50 via PayPal on the 1st and 15th of the month. Please note that your payments will be made in $50 increments, so if you have a total earning of $110, you will be able to cash out $100 and the balance will be carried over to your next payment request.

  • Where it’s available: United States
  • Age requirements: 18+ years old
  • Average earnings: $0.10 to $50 per survey
  • Payment method: PayPal
  • Minimum to cash out: $50
  • Trust: 4
  • # of Surveys: 3
  • Compensation: 4
  • Cash out process: 3

Survey Club

The Survey Club has been in business since 2005 and has an A+ rating with the Better Business Bureau. Sign up today and join over 16 million other members.

In the event you become a member of Survey Club and provide your demographic information, you will be connected with paid studies. Additionally, it refers members to other websites such as Survey Junkie, LifePoints, and Pinecone Research. Earnings from surveys hosted by Survey Club are credited to your account in cash, and you are eligible to cash out once you have earned at least $25.

It is also possible to participate in paid focus groups through Survey Club. Those who participate in the program earn an average salary of $50 to $200 per hour, according to the report.

  • Where it’s available: United States, Canada, United Kingdom, and Australia
  • Age requirements: 16+ years old
  • Average earnings: $0.10 to $5 per survey
  • Payment method: Cash, gift cards, prepaid debit cards, cash sweepstakes, prize drawings, and charitable contributions
  • Minimum to cash out: $25
  • Trust: 4
  • # of Surveys: 5
  • Compensation: 3
  • Cash out process: 3

MyPoints

Prodege, LLC, which operates MyPoints, has been in business since 1996, holds an A rating with the Better Business Bureau, and has paid out more than $236 million to its 10 million members to date.

On MyPoints, you can take online surveys for money, but there are also other paid opportunities available. The services include shopping online and in-store, printing coupons, playing video games, watching videos, and making travel arrangements. You will also receive five points if you do not qualify for a survey, up to a maximum of 25 points per day for disqualification.

Points are accumulated for all earnings through MyPoints. When your account reaches 480 points, you will be eligible to receive a $3 gift card. You may also obtain a $500 gift card by earning 15,800 points.

You may be able to extend the value of your points depending on where you redeem them. To redeem points for a prepaid Visa card, you must have a minimum of 1,500 points and they are worth 150 points per dollar, or $10.

A $10 Amazon or Visa gift card is offered to new users by MyPoints. For this bonus to be redeemed, you will need to spend $20 or more using MyPoints shopping.

  • Where it’s available: United States and Canada
  • Age requirements: 13+ years old
  • Average earnings: $0.35 to $0.55 per survey
  • Payment method: PayPal cash, gift cards, and e-gift cards, or redeem for travel miles
  • Minimum to cash out: $10
  • Trust: 5
  • # of Surveys: 4
  • Compensation: 4
  • Cash out process: 4

PrizeRebel

Over $19 million has been paid to PrizeRebel’s 9 million members since it launched in 2007.

Signing up for PrizeRebel is a quick and easy process. It is only necessary for you to provide your name and email address. Once you have confirmed your email address, you will be able to begin taking paid online surveys. The first survey requires you to provide demographic information and is worth 10 points.

Once you have earned at least 500 points, worth $5, you will be able to cash out. It typically takes around 15 minutes or so to complete most surveys, and they pay between 40 and 60 points.

PrizeRebel offers a unique program that rewards members based on their level of earnings. When you earn 4,500 points, you will reach Gold level status and receive a 1% bonus on your earnings as well as a 1% discount on your prize. As a Platinum member (10,000 points), you will receive a 2% bonus and a 2% discount, and as a Diamond member (16,000 points), you will receive a 3% bonus and a 3% discount.

  • Where it’s available: United States, United Kingdom, Canada, or Australia
  • Age requirements: 16 or 17 years old with parental permission, or 18+ years old without
  • Average earnings: $0.40 to $0.60 per survey
  • Payment method: PayPal, physical or e-gift cards, or direct deposit into your bank account
  • Minimum to cash out: $5
  • Trust: 5
  • # of Surveys: 4
  • Compensation: 4
  • Cash out process: 4

KashKick

The KashKick platform also pays users for watching videos, surfing the web, and signing up for deals.

There is an opportunity to earn upwards of $2 per completed questionnaire, which is in line with industry standards. PayPal requires a minimum withdrawal amount of $10 before you can cash out. Payments are processed every two weeks.

Former users complain primarily about losing earnings due to inactivity. You may have your account deactivated if you fail to verify your email address, provide incorrect contact information, or do not log into your account for 60 days. Any earnings you may have had will be forfeited in this situation.

Your account can be reactivated within 60 months, but any earnings you have earned cannot be retrieved. It is important to note that KashKick wipes inactive accounts just prior to processing payments, so be sure to log in regularly and verify your email address in order to prevent losing your rewards.

  • Where it’s available: United States
  • Age requirements: 18+ years old
  • Average earnings: $0.20 to $2 per survey
  • Payment method: PayPal (payouts every two weeks)
  • Minimum to cash out: $10
  • Trust: 3
  • # of Surveys: 3
  • Compensation: 3
  • Cash out process: 4

Valued Opinions

Market research panel Valued Opinions was established in 2004 and have over 3 million members offering opinions on major brands like Amazon and Target.

Using either a Facebook account or an email address is required to join Valued Opinions. Your account will then be activated by clicking a link in an email you receive. The company will ask you additional questions about your demographics to qualify for its paid online surveys. Make sure your profile is updated if you’ve moved or added a pet to your family. This will increase your chances of participating in surveys.

There are no points to track or dollars to convert with Valued Opinions. The value of each survey ranges from $1 to $5. Your earnings can be cashed out for free gift cards once you reach $10.

  • Where it’s available: United States
  • Age requirements: 13+ years old
  • Average earnings: $1 to $5 per survey
  • Payment method: Gift cards
  • Minimum to cash out: $20
  • Trust: 4
  • # of Surveys: 3
  • Compensation: 4
  • Cash out process: 3

OneOpinion

Dynata, a marketing research firm with an A+ rating with the Better Business Bureau, owns OneOpinion.

Getting started is as simple as registering for a free account. A confirmation email will be sent to you once you have completed the registration process. As soon as you qualify for a survey, you can start earning points. There are some surveys that are worth more than 1,000 points, but most are worth 500 to 1,000 points. Upon reaching 25,000 points, you can exchange your points for e-gift cards, physical gift cards, or PayPal cash.

  • Where it’s available: United States, Canada, United Kingdom
  • Age requirements: 18+ years old or 13 to 17 years old with parental consent
  • Average earnings: $0.50 to $1 per survey
  • Payment method: Physical or e-gift cards
  • Minimum to cash out: $25
  • Trust: 3
  • # of Surveys: 4
  • Compensation: 4
  • Cash out process: 3

What To Avoid When Visiting A Survey Site

In spite of the fact that the sites on our list are trustworthy, you should not trust every site that claims to pay you for taking surveys. Survey sites should be avoided if they:

  • Request payment. You will never be asked to pay to join a legitimate survey site.
  • Get private information from you upfront. Unless you earn at least $600, you shouldn’t be asked for your Social Security number.
  • No rating or history. It is more trustworthy to do business with well-established companies. Their history of payments and opportunities can be verified by reading what real users think about them.
  • The payment is too low. The companies that are legitimate will have some higher-paying opportunities worth taking advantage of.
  • Site has glitches or is outdated. If companies don’t care for their websites, they probably won’t care for their members either.
  • Make it difficult to qualify for surveys. If you’re consistently disqualified for surveys by a company, don’t waste your time.

In spite of the fact that the site appears legitimate, if you are skeptical about it or if it spams you with emails, you should remove yourself from its mailing list. In this day and age, there are enough quality survey-taking opportunities available for you to avoid those that annoy you or are not appropriate for you.

How to Earn the Most Money

To maximize your earnings when taking surveys for money, there are a number of things you can do.

  • You should stick to a few trusted websites. It is not necessary for you to sign up with hundreds of survey sites in order to earn some money. Consider the highest-paying options first.
  • Make sure that you complete your profile completely. When you complete a personal profile on each survey site, the company will be able to match you with relevant offers. In case of a life change, such as the birth of a child, the acquisition of a pet, or the decision to stop smoking, you should update your profile. It is possible that you will be eligible for new or different surveys.
  • Keep an eye on the time. Keep a record of the time spent completing surveys. Completing easy surveys is unlikely to earn you a high hourly rate, so if possible, do surveys when you have small windows of time to spare, such as when you are waiting for a meeting to begin.
  • Answer all questions consistently. It is important to take the time to read each question and to respond honestly and consistently across all sites. It is possible for survey sites to compare answers and disqualify users who appear to have provided inconsistent answers.
  • Look for free offers. It is possible to earn points by signing up for free trials or newsletters on some survey sites’ “free offers” section. Also, you may be able to earn free money or bonus points by referring friends to your favorite sites on social media.
  • Start with the highest-paying surveys. In the event that you register with multiple websites, you may receive dozens of surveys to choose from. It is advisable to take a few minutes to estimate your earnings per hour before you begin a survey. By selecting the highest-paying opportunities first, you may be able to make more money.

The Best Practices for Taking Paid Online Surveys

There are still precautions you should take even if the survey site is trustworthy.

  • Make sure you use a separate email address. Keep your work and personal inboxes clear of clutter by creating a separate email address for survey offers. As an additional benefit, if you stop taking surveys, you can stop checking that email account rather than unsubscribing from a variety of websites.
  • Don’t share anything you don’t want others to see. Your individual identity will be kept confidential by a reputable survey company. However, that does not mean that providing them with your Social Security number, driver’s license number, or bank account number is secure. This information is not required by legitimate survey companies.
  • Make use of anti-malware software. It is possible to keep your laptop virus-free by using anti-malware software. You should protect your computer against malicious spyware and viruses if you visit multiple survey sites per day.
  • Ensure that you take frequent breaks. The process of completing surveys can be tedious. Ensure that you take frequent breaks from your screen so that you are not tempted to rush through surveys and provide incorrect or inconsistent information.
  • Fraudulent promises and fees. The claim that you will earn thousands of dollars per month from a survey site is either a scam or at least misleading. You should ensure that the sites you join provide realistic estimates of your potential earnings and the length of time it will take you to complete the surveys.

Frequently Asked Questions

Is it possible to earn money by taking online surveys?

It is possible to make money by taking surveys since brands are willing to pay to gain insight into the minds of consumers. It is possible for companies to improve their products, services, and marketing strategies by using the answers provided by surveys.

What is the earning potential of online surveys?

You can earn money taking online surveys depending on a number of factors, such as how many surveys you complete, how consistent you are, and your demographic information. In most cases, you will be paid between $0.50 and $3 for spending ten to twenty minutes on a survey. It is possible to earn up to $50 through surveys, but these are rare. You may be able to earn an additional couple hundred dollars per year if you spend your time wisely.

What are the most lucrative online surveys?

An online survey’s pay depends on the amount of time it takes to complete and the demographics it targets. As long as you remain consistent, longer surveys tend to pay more, and you can gradually accumulate your earnings over time. A number of companies, such as LifePoints and Pinecone Research, claim to offer some of the highest-paying surveys in the industry.

What are the best-paid survey sites?

Survey sites that are legitimate are free to join, well-established, and hold a high rating with sites such as Trustpilot and the Better Business Bureau. Join trusted websites such as Swagbucks, InboxDollars, and Branded Surveys to earn cash.

Is it worthwhile to participate in paid surveys?

You will not be able to replace a full-time or part-time job by filling out paid surveys online, but you will be able to earn some extra spending money in your spare time. As little as $3 per hour can be earned by completing surveys, which can be time-consuming. It is solely up to you to determine whether your spare time could be better spent doing something more profitable.

Which types of questions are asked by survey sites?

All kinds of questions may be asked regarding common activities or spending habits. Businesses require this type of data in order to make informed decisions. It is possible for them to ask any question that could assist a company in improving its products or services.

Don’t Let Your Expectations Get Out of Hand

If you are looking for a side gig that you can do from home or while traveling, paid online surveys may be a good option for you. It would be advisable to consider a different option if you are uncomfortable sharing your demographic information or would like to earn a high hourly rate.

However, if you are considering taking online surveys, you should be realistic about how much you can expect to earn. Make sure you manage your time wisely so you can maximize your earnings. Sign up with multiple sites so you will receive the best opportunities and research the company before signing up.

Taking surveys for money is not the only way to earn money online, but most of them will require a higher level of skill, training, and time.

Methodology Of Evaluating

Since there are so many options available, it can be difficult to determine which sites are worth using. To determine which sites to recommend, we looked at some of the most popular ones and considered these three important categories:

  • A track record of success. When choosing a survey site, trust was our top priority. Those who maintained a successful track record of timely payments and positive reviews were considered the best.
  • Opportunities available to you. When reviewing survey companies, we looked for reviews that mentioned the number of opportunities available. As a result, we did not want to recommend sites that offer limited opportunities for earning income.
  • The income potential. As part of our research, we attempted to determine how well companies compensate their employees. We determined how much they pay by testing out a few and reading reviews.

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  • View the amount of traffic our website received from Pinterest
  • Determine what time of day pins received the most engagement
  • Utilize “Tribes” (groups of bloggers who help one another promote their content) to drive even more traffic/boost our pins.

We Saved a Great Deal of Time By Using A Pinterest Pin Scheduler

There has been considerable discussion regarding whether using a Pinterest pin scheduler will provide better results than manually pinning. On the one hand, you have complete control over what gets pinned, where it is pinned, and how often it is pinned when you manually pin it.

Aside from these extremes, you have people who automate nearly every aspect of the process without regard to the reason for the action or the frequency with which it is being carried out.

It is clear that neither side is hypothetically wrong, however, as with many things in life, there are advantages and disadvantages to both.

It is true that using Tailwind to schedule your posts is a lot like manually pinning, but that is about where the similarities end. In just a few minutes, you can schedule dozens of pins using their platform, which is designed to speed up the scheduling process.

Due to the time constraints faced by partnerships (and especially solopreneurs), it was impossible to manually pin hundreds of pins each week. In addition to creating content, building our email list, designing a product, and marketing elsewhere, spending an hour per day on Pinterest meant taking time away from everything else we would normally be doing.

As A Result, Our Risk Was Reduced

Due to Tailwind’s status as an approved Pinterest pin scheduler, they have legitimate access to data offered by Pinterest’s API, including detailed analytics on billions of publicly posted pins.

Would you like to know when it is the best time to post a recipe pin in order to receive the most engagement? They are aware of this. When should you post travel guides to reach your target audience? They are also aware of this fact.

In addition, and perhaps more importantly, we did not have to worry about our account being suspended. Any kind of Pinterest automation tool that is provided by a third party violates Pinterest’s Terms of Service. As a result, using any third-party software is a risk.

The Price Is Reasonable

It is quite common for us to be asked the following question: if you had X dollars to invest back into your business, what would you do with it?

Our answer will automatically include a paid subscription to Tailwind if X is between $50 and $200. If you even haphazardly implement the analytics into your overall pinning strategy, the analytics alone will pay for themselves 100 times over.

In our early days as small business owners, specifically with a business that generated almost no income, we were compelled to keep our expenses to a minimum.

For someone who was desperately seeking assistance in recreating the success they had achieved on Pinterest, Tailwind provided an affordable plan. As our first investment back into our business, Tailwind App was priced at $9.99/month, and boy have we been rewarded.

Data Is the Foundation of The Platform

Tailwind’s Smart Schedule allows you to choose the boards, Tailwind selects optimal times, then you select how often certain pins will be sent out.  By using “Smart” technology, you can reach your target audience at the exact moment when they are most likely to see your message.

Is it possible?

Due to Tailwind’s partnership with Pinterest, they have been able to compile data on billions of pins. Their knowledge of the precise days (and times) when each category encounters a flurry of activity is extensive.

You wouldn’t want your content to be published at that precise time, wouldn’t you? In this regard, Tailwind App is the best Pinterest pin scheduler on the market due to its Smart Schedule feature.

In the case of small business owners and content curators, who cannot afford to spend more than an hour or more each day selecting and pinning content, this is a lifesaver.

The Importance of Analytics Cannot Be Overstated

Data is important. The importance of data-driven marketing cannot be overstated. If you do not take advantage of it, you will fall behind. That is all. Based on the data below, we were able to devise a strategy for getting our pins out at the right time, and in front of the right audience.

As a marketer, how are you going to A/B test your pins – if you even are A/B testing your pins – if you do not have solid data to determine which pin is performing better?

Additionally, how will you know which group boards are responsible for generating traffic and re-pins and which boards are negatively impacting your account without some kind of database of information?

If you are unable to provide specific data (like those shown below), how can you possibly know how your pins are performing?

It is for this reason that Tailwind is one of the most popular Pinterest pin scheduling tools.

The Tribe We Were Looking for Has Been Found

Isn’t it interesting to be part of a team of bloggers in your niche who promote one another’s content? It is precisely this concept that forms the basis of Tailwind Tribes.

But the real benefit of Tribes is not the small increase in traffic you will get from sharing your pins with these communities, but the positive engagement signals you are sending to Pinterest that your content is worthwhile.

Is it clear what is happening here? There are other bloggers in your niche who are sharing your content on niche-specific boards. This is a very powerful tool.

There is no doubt that networking can have a profound impact, and Tailwind’s platform serves as a great means of achieving that.

Conclusion

As a result, we were unable to endorse a specific Pinterest pin scheduler without first giving you a first-hand account of how we are utilizing the tool to generate traffic (and sales). Since we are being completely transparent, we do spend more time on Tailwind than the average person would, but it is not something we would recommend to everyone.

Exactly why? Due to the fact that sometimes information overload can be detrimental. It is very likely that if you are not patient and do not see immediate (overnight) results, you will be tempted to make changes to your Pinterest strategy without giving Pinterest enough time to adjust to your new pin pattern.

In the event that you increase your PIN frequency from three times to fifty-plus per day, or if you test a pin, do not see overnight results, and then immediately give up on the content, there is a good chance that you will damage your Instagram account.

Online Writing Courses

Online Writing Courses
Online Writing Courses

Whatever type of writing you are interested in, there is almost always an online course that meets your needs. Additionally, the more courses you take, the more you will learn about writing and your specific talents.

If you want to know whether it is worthwhile to take online writing courses and what the best courses are, continue reading.

Freelance writing is an excellent way to earn money online if you are a strong writer. Investing in an online writing course can provide you with the skills you need to start a freelance writing business with confidence. The freelance writing industry has seen plenty of success before you. Find out how to be a good freelance writer by taking some of the best online courses created for and by freelancers.

If you’re serious about making money through freelance writing, consider taking a paid course. You’ll get more features and benefit from it than you would from a free one.

A good idea is to vet the course beforehand and ensure that it covers what you need. Then you won’t waste your money on a course that won’t help in the area where you’re most struggling.

Earn More Writing

Who It’s For: Writers who want to earn more money for their writing work and make freelance writing a business, rather than just a side hustle, are likely to benefit from Earn More Writing. This course will provide you with information about how you can increase your income, whether you are a beginner or an experienced writer.

There are eight modules that make up the course. Every module in the course is dedicated to a different aspect of the business that makes money. As you may have already guessed, the first two modules are primarily directed at new writers and feature instructions on how to establish your presence as a writer through the creation of a blog and an online portfolio. Although, even professional writers can benefit from these two sections if they want to learn about things that they need to go back and work on.

Following this, the online writing course will dive into specific topics that are going to help you earn more money as a writer. Among the topics covered in this course are how to structure your workday for maximum productivity, which clients and writing areas to focus on, how to attract new, higher-paying clients as well as how to keep the good clients you already have.

There is also a free workshop offered by the instructor called How to Build a Six-Figure Writing Career that students can attend. The workshop can be found at the bottom of this page (you will need to scroll down to see it.) This workshop offers you a few helpful tips that you may want to try before enrolling in a paid program.

Who It’s Not For: This course is not for you if you are looking for assistance with the business side of freelance writing. There is nothing in this book that explains accounting, whether or not you should form an LLC, how to file quarterly taxes, or whether or not liability insurance is needed.

In the same way, if you need to improve your writing skills, then this course may not necessarily be the right one for you. You are assumed to be a strong writer with market-ready skills before enrolling in this course.

Instructor: There is no doubt that Holly Porter Johnson is a legend in the world of freelance content writing. Her income has consistently been in the six-figure range ever since she quit her job several years ago. She includes in her course a number of proven tactics that she uses in her personal freelance writing career in order to be successful.

Get Paid to Write for Blogs

Who It’s For: It’s safe to say that Get Paid to Write for Blogs is a course that will provide you with a broad overview of everything you need to know in order to become a successful freelance writer. There are many reasons why this online writing course will benefit you, no matter whether you are a beginner or a more experienced writer looking to take things full-time. A total of eight modules are included in this course, each of which contains three to four videos.

Starting out with some beginner-level lessons, this course introduces you to the world of freelance writing and demonstrates how to create your own portfolio. There are some modules in this online freelance writing course that will provide you with more information on useful topics, like how to develop your confidence as a writer, after completing the intro modules. In addition to that, it also contains a module that explains the ins and outs of running a small business.

Who It’s Not For: In the case that you have already mastered all the basics and are already a full-time freelance writer, this course may not provide as much value as it would if you were a beginner. There are a lot of topics covered in the course, which is why it is so comprehensive.

It is also assumed that you already have marketable writing skills before taking this course. There is a possibility that this may not be a good fit if you’re looking for information on how to write compelling stories.

Instructor: In order to follow her husband’s career, Catherine Alford was uprooted from her home and had to learn these writing skills from scratch. Having found a location-independent career, she now helps others in similar situations.

Write Your Way to Your First 1K

Who It’s For: It is an online writing course that is best suited for new writers looking for a deep dive into everything you need to know to begin a freelance writing career. A total of seven modules are included in this program, each with a different theme. The majority of the topics covered in the course are geared toward people who are just getting started with clients.

“Laying the Foundation,” the first module of the course, outlines types of topics that you should be aware of when beginning your freelance writing career, as well as how you can think of yourself as a freelance writer even before you land your first client.

Thereafter, it goes on to discuss topics like how to word your pitches so that they have a maximum impact (including an archive of pitch templates the instructor has used in the past), how to write engaging blog posts, and how to interview people for stories.

Who It’s Not For: As an established writer, this may not be the right course for you since it is designed specifically for those who are just beginning their writing careers. Additionally, this course presumes that you have some basic writing skills and can learn how to adapt those skills specifically to blogging in order to be successful.

Instructor: There is no doubt that Elna Cain is one of the most prominent names in the freelance writing world and has been around for quite some time. In spite of the fact that Cain is based in Canada, the skills she teaches are applicable anywhere in the world.

Killer Cold Emailing

Who It’s For: You can boost your income with Killer Cold Emailing only if you follow its instructions. As part of this method, you will need to send emails to potential clients that you do not know to see if they need a writer. As a freelance writer, some of the best jobs come from cold pitching rather than applying to a job board in order to get the job.

This course teaches you how to efficiently use this method by organizing your emails in a way that makes them easy to read, as well as picking the right niche and the right clients to target. There are many ancillary details that will help you be successful in your cold pitching efforts, such as improving your mindset and setting up a website that converts visitors into customers who are interested in your business.

Who It’s Not For: Freelancers seeking an easy road to success won’t benefit from this course. The process of cold pitching is one of the most difficult approaches to finding clients because there is a lot of rejection associated with it.

Additionally, this course is not for writers who want to learn more about the business side of freelancing, writers who are looking for a general overview of how to get started in freelancing, or writers who need to beef up their basic writing skills. The purpose of this course is to help you become a successful writer who is able to send out cold pitches, and that’s about it.

Instructor: The Killer Cold Emailing Course is taught by Jorden Roper. In spite of being a three-time college dropout, Roper’s claim to fame is that she developed a successful freelance writing career from zero to $5,000 per month after being fired from her job as an employee.

Write a Blog People Will Read

Who It’s For: There is a difference between Write a Blog People Will Read and the other freelance writer courses on this list. Writing good blog articles is the focus of this course.

Therefore, this course is best suited to writers who want to improve their writing skills. Essentially, that’s what freelance writing is all about. If you don’t use good words, grammar, formatting, and stories, you won’t be able to sell anything. This topic is barely touched on in the other courses on our list, but Write a Blog People Will Read goes deep into it.

This course is designed for writers who want to write blog posts and articles well, but it’s also helpful for learning basic journalistic principles. Knowing the difference between a nut graf and a lede will help you stand out as a freelance writer since many editors come from traditional journalism backgrounds.

Who It’s Not For: Those looking for a comprehensive overview of freelance writing shouldn’t take this online writing course. It’s best for those who are serious about improving their writing skills.

It’s a good course for new writers, especially if you’ve never written much before. It is also possible for experienced writers to find plenty of things to spice up their writing.

Instructor: In her former career as a newspaper journalist, Donna Freedman has won several awards for her work. Besides freelancing for sites such as MSN and Get Rich Slowly, Freedman has also worked as a freelance writer for years.

Do You Need to Pay for an Online Content Writing Course?

Taking a paid writing course can pay off many times over if you’re committed to becoming a freelance writer. When you’re trying to earn money freelance writing, especially if you’re going to do it full-time, paid courses are better than free courses.

You will be forced to make a commitment for the first reason. Studies have shown that people value items more when they pay money for them. You become more invested in a course when you pay money for it. As a result, you’re more likely to follow through on your commitment.

The best material can be found in paid freelance writing courses. Most free online writing courses provide some useful information, but not enough to build an entire business. When you put it into context with all the information you need to know as a successful freelance writer, it’s not as helpful.

There is usually a limited guarantee with freelance writing courses. Often, you can get your money back if you buy the course, take it for a spin, and discover freelance writing isn’t for you. There is usually a 30-day money-back guarantee with most of them, so you’ll want to start using them as soon as possible. Before making a purchase, check the details of the program you’re interested in to know the refund policy.

There Are Different Types of Online Freelance Writing Courses

Today, there is no shortage of online writing courses available. The most challenging part is choosing the right one.

People often choose a course that covers a variety of topics from novice to advanced because they think it’s the most economical. Taking this approach is fine, but it’s a good idea to consider what help you need.

Consider taking a course with information on these topics if you’ve never run a business before. It is a good idea to invest in a writing course if you are unsure about your abilities as a writer. You should then practice writing on your own blog before seeking paid writing work.

There is a freelance writing course out there for everyone, no matter what their goals are.

Honey Review

Honey Review
Honey Review

The Honey Chrome extension finds all your favorite retailers’ discount codes automatically from across the web. You may be leaving money on the table if you are a big online shopper and do not use the Honey app when you are shopping online.

In principle, the Honey app scans the retailer’s website and other coupon databases for the latest offer codes when you are checking out. All the offers are reviewed by the app, and the best one is applied.

Honey also offers cash-back for online purchases made at qualifying retailers.

We take a deeper look to see if the app and Chrome extension are worth the hype (and what to avoid).

How Does Honey Work?

There are tons of shopping apps out there, but Honey is one that has some of the best discounts and rewards. Here are some of the features that Honey has to offer:

If you shop online with Honey, you will receive cash back on your purchases. In addition to being free to use, the browser extension alerts you when there are any deals or coupons available on the website you are currently on. It is also possible to keep track of the price of items you are interested in by using the Droplist feature. Honey will notify you when the price drops and you will be notified by email.

Pros:

  • As usual, you can shop online at your favorite retailer as you usually would
  • This software searches the web for valid coupon codes on a regular basis to save you time and money
  • Saves you the most amount of money by automatically applying the highest discount coupon code
  • The Honey icon makes checking out simple – just click it when you’re ready
  • In addition to finding discounts, the site offers a rewards program

Cons:

  • Your browser must be configured to accept the extension
  • In addition to appearing on all shopping pages, this button could reduce the overall enjoyment of your shopping experience on the internet
  • There is no guarantee that Honey will find a discount code every time

Add-on for Honey Chrome

Honey can be added to the Chrome web store easily if you use the Chrome browser. More than 150,000 reviews have been written about the Honey Chrome Extension, which has a 4.8 out of 5-star rating.

The Honey app can be added to Chrome by clicking on “Add to Chrome” and then clicking on “Add extension” from the Chrome web store. After you have installed the Honey Chrome extension, you will be able to see the Honey button appear on the shopping websites that you frequent most often. When you reach the checkout page, you will see a pop-up that will allow you to apply Honey’s deals and coupon codes.

There is also an extension that enables you to look at Amazon’s price history charts on your Chrome web browser, so you can determine when the best time of the year is to purchase for the lowest price.

It is possible to determine which seller is the least expensive when you are looking to purchase a reading light on Amazon, for example. Additionally, you will be able to notice that it is currently being sold at the lowest price that it has ever been.

Here Is a Brief Guide to Using The Honey App And Browser Extension

The process of getting started with Honey is very simple. In order to get started, you need to download and install the Honey app that is compatible with your browser of choice. There are three browsers supported by Honey on Mac and Windows, namely Chrome, Firefox, and Opera. As an additional option, Honey can also be installed on Safari (Mac) and Edge (Windows).

Once the extension has been installed, you can continue to shop as usual. Whenever you are ready to make a purchase, you will see a Honey icon at the top right of your screen when you are ready to make a purchase.

Honey searches its database for discounts when you click on the button. Once that has been done, the system will choose the code with the greatest discount and apply it to your order.

A wide range of online retailers and service providers such as Amazon, eBay, and Sephora are supported by Honey.

Whether you’re on Amazon or eBay, Honey can be used on any website. You can find everything from makeup products, costumes, clothes, furniture, food, tools, and books on the Internet – and with Honey, you’ll get a discount on all of them. 

The item can be tracked for 30, 60, 90, or 120 days, and you can choose the discount you want, ranging from 5% to 95%. You can add both sizes of the item to your Droplist since it comes in two different sizes.

As soon as the item goes on sale, Honey will send you an email notification.

Your shopping cart will show that Honey has found 10 possible coupon codes if you decide to buy the item now.

When you click on the button, Honey begins to test the codes as soon as you click on it. It does not find any usable coupons, but it does remind me that Sephora has several free sample codes that I may be able to take advantage of so I will check them out. 

What is Honey Gold?

Discount codes aren’t the only thing Honey offers. With the Honey app, you can earn Honey Gold whenever you shop online using a participating retailer’s website using your Honey account. Once you have earned enough Honey Gold, you can exchange it for gift cards to major online stores, such as eBay, Amazon, Sephora, and Walmart, once you have earned enough Honey Gold. If you reach 1,000 Honey Gold, you will be able to cash out your earnings as soon as possible. You will receive a $10 gift card when you earn 1,000 Gold points.

Registering for the Honey community is the first step to getting started. When you shop as usual at Sephora, eBay, Apple, Macy’s, and The Home Depot, you will be able to collect Gold whenever you purchase from over 4,500 participating stores.

In the form of Honey Gold, Honey will reimburse you up to 20% of your purchase in the form of cash back. In order to see if a site participates in Honey Gold, you need to look for an icon with a gold dollar sign when you are shopping. As long as your Honey account remains active, your earnings will not expire and you can use them at any time.

Honey’s Droplist

By watching prices on Honey Droplist, you will be able to save money over time. Overstock, Macy’s, Amazon, and Walmart currently offer the Honey Droplist feature for tracking price drops at their online stores.

You can also watch an item by clicking on the small blue h+ icon that appears when you find an item you would like to watch. You will only be able to see the icon on participating sites, and you will have to install the Honey extension as well. By clicking the h+ button, you are letting Honey know that you will be watching the item for a given period of time (30, 60, or 90 days).

Honey will automatically send you an email when the price drops to let you know when the price has dropped.

Program For Referrals from Honey

It is easy to share your referral link with your friends and family once you have registered for Honey. When your friend purchases their first qualifying item, you earn 500 Honey Gold, and as more friends are recruited, the more Honey Gold you will earn as well. The number of people who can sign up through your link is limited to 200. When they sign up, they will also receive 500 Honey Gold.

Honey, The App

Honey has an Android and iPhone app available for people who shop online via their phones, but the extension is designed for desktop web browsers.

There are some differences between the mobile app and the desktop extension when it comes to how it works. Honey’s app allows you to browse different online retailers from within the app, so you don’t need to go directly to their sites to shop. It is possible to compare prices between different stores for the items you want to purchase. As a bonus, you can check out one time across all the stores included in the app, so you can save time and money.

Using the Honey mobile app does not require you to create a separate Honey account; you simply log in using your existing Honey account information. The Honey app can be downloaded and browsed without an account, but you cannot make purchases without registering.

Can Honey Be Used Safely?

Honey is generally considered to be a safe product. As part of Honey’s effort to enhance your online shopping experience, Honey collects basic information about you, such as your IP address, your device, your operating system, and the details of the purchases you make through Honey. During the course of using Honey, they will also retain information regarding your browsing history.

If you do not provide your financial information to Honey, such as your bank account or credit card number, Honey will not collect or store that information. Your search history and e-mail address will not be collected by this application.

What You Need to Do If You Want to Uninstall Honey Chrome

Honey can be easily uninstalled if you decide that it is not for you, and it only takes a few steps to do so. If you want to uninstall the Honey app from your smartphone, you can do so by removing it from the phone’s app store. When you delete Honey from your phone, all of your personal information is also deleted along with it.

There is a statement in the app that states, “After you click the Delete Forever button, your account will be completely removed from our system and we will no longer be able to store any personal information about you.”

CapitalOne Shopping vs. Honey: How Do They Compare?

You can find a wide range of discount codes and lower prices for an item by using Honey and CapitalOne Shopping browser extensions. It is available on Chrome, Edge, Safari, and Firefox as an extension, just like Honey is available on Chrome, Edge, Safari, and Firefox. Opera doesn’t support this feature at the moment.

There is also a CapitalOne Shopping app for iPhone and Android, and the user experience of both apps is very similar. Within the CapitalOne Shopping app, users have the option to search for low prices on items within the mobile app in order to save money. If you are looking to compare prices of local stores, there is also a “local” tab which you can use to compare prices.

By making qualifying purchases at participating online retailers, you will be able to earn rewards through CapitalOne Shopping’s rewards program, which rewards you with points and credits. Using CapitalOne Shopping’s Watch List feature, you can also keep an eye on price drops as they occur.

The two extensions are both useful for locating discounts and earning rewards, but some people find Honey to be more user-friendly and less intrusive than the other two extensions.

Summary of the Honey App Review

There is no better way to save money than by using the Honey extension. With just a few clicks, you can add the extension to your computer’s browser. Once it is uploaded, Honey will notify you when deals become available, and you will be able to claim them with a single click.

You can also add items you want to purchase to the Honey Droplist, where you’ll be notified when they go on sale, which is one of the best ways to use Honey. If you wait for the best deal, you will be able to save a lot of money.

According to Trustpilot, Honey has 4.6 ratings with more than 3,800 reviews, making it a legit money-saving app. You might want to check out Honey if you do a lot of online shopping and like to get great deals when you do.

LifePoints Review

LifePoints Review
LifePoints Review

It’s a natural side hustle to take online surveys if you’re looking for a low-stress way to make money.

It is important to find survey sites that are worth your time and effort. Among the options available, LifePoints, formerly MySurvey, may be of interest to you.

As a member of LifePoints, you can earn points for taking surveys and completing simple tasks online. Those points can then be converted into gift cards for top retailers or redeemed for cash via PayPal. You are essentially paid to shop just for letting brands know how you feel about their products and services.

You may not become rich by taking surveys online, but you may be able to earn some extra income with a minimum amount of effort. Are you interested in learning more about LifePoints? In this LifePoints review, we provide you with all the information you need.

Lifepoints: What Are They?

Each survey you complete earns you LifePoints. They can be exchanged for e-gift cards and PayPal cash, or they can be donated to a charity.

MySurvey and Lightspeed are actually merging to create this new platform. LifePoints has continued to live up to its reputation as one of the leading companies in the survey-taking industry before it merged with these two companies.

You can earn points just for signing up

LifePoints rewards members for completing surveys. Cash or gift cards can be redeemed for the points. There is a minimum cash-out threshold of 550 points, or $5. When you sign up and complete your profile, you will receive 10 points.

Pros:

  • Earn cash or gift cards with this fun game
  • Join now and receive 10 points
  • An account and profile can be created in less than 10 minutes.
  • You do not need to provide a credit card or bank account number to sign up
  • Surveys that you can take online or on your mobile device
  • You can redeem your first $5 reward after earning 550 points
  • When you’re ready to redeem points, you have a decent selection of options

Cons:

  • There are some redemption options that require a lot more points than others
  • There have been reports of LifePoints users losing progress during surveys due to technical glitches
  • There are some surveys that ask unusual or personal questions

What Is the Legitimacy of LifePoints?

LifePoints is a legit company that conducts online surveys. National Family Opinion (which eventually became MySurvey) was founded in 1946.

With more than five million members worldwide, LifePoints operates in 70 countries. Through surveys, members share their opinions about products with the company, which specializes in consumer research.

If you’re worried about being hacked, LifePoints isn’t a scam, and you don’t have to share your financial information. If you want to start taking surveys, you will have to provide some personal information, like your household income and marital status.

LifePoints: How Do They Work?

LifePoints allows you to earn points by participating in various tasks as a panelist. Taking surveys is the most common way to earn money, but you can also earn money by testing products, completing mini-polls, and participating in data collection activities.

In the LifePoints Rewards Center, you can redeem points for rewards as you accumulate them. Gift cards and cash can be redeemed with points.

The following are steps for getting started with LifePoints, earning points, and redeeming them.

Get involved with LifePoints by becoming a panelist

LifePoints is easy to sign up for. Your application is completed by clicking the ‘Join Now’ button on the website.

In order to process your application, LifePoints will need your first and last name, email address, and physical address. The date of birth and gender of the applicant must also be provided.

Once you’ve accepted LifePoints’ terms and conditions, you’ll proceed to the next step. LifePoints will send you a confirmation email once you have done that. You’ll automatically earn 10 points after verifying your account.

The interesting part comes at this point. More questions will be asked by LifePoints, including:

  • The size of the household
  • The number of children you have at home
  • Amount of income

To earn another 10 points, you take your first survey. You may find the questions a little odd. During my initial onboarding, I received the following questions:

  • Is there a snake in your home that you keep as a pet?
  • Are you a marathon runner? If so, when did you finish your last marathon?
  • In the past 6 months, have you been ticketed for running a red light?

You will receive 10 points after taking your first survey.

In order to redeem your points, you will need to have earned at least a certain number of points before you will be able to redeem the points. Here, you will also be able to see if there are any survey opportunities available for you to take part in.

LifePoints: Earning points

You can complete surveys on your dashboard by selecting which ones you want to take.

The points are awarded automatically after the task has been completed. The points earned by certain tasks are higher than those earned by others. If you decide not to smoke, for example, you could take a poll on whether you smoke or not, and earn one point each time you answer the question.

There are other surveys that may take a little longer to complete than others, and LifePoints continuously adds new surveys to your dashboard. We would recommend that if you do not have any surveys in your dashboard, you go to the LifePoints Community to see what opportunities are available to you. 

In addition, you may find random and funny quizzes that earn little or no points, but still make you smile. For an example, you may stumble upon something as ridiculous as “What’s your favourite kind of potato?” or “Do you take morning showers or evening showers?”

Using LifePoints to Redeem Rewards

After you’ve accumulated a certain number of points, you can exchange them for gift cards or PayPal cash.

Redeeming rewards is as easy as clicking the “Rewards” tab on your dashboard. The home page allows you to filter by the minimum number of points required or select a retailer from the list.

What is the value of LifePoints?

There are different redemption options depending on how many points you need. You’ll need 5,400 points for a $50 e-gift card to Best Buy, Target, or Lowe’s, for example. The requirements for a $5 Amazon card and a $5 PayPal cash payout are only 541 LifePoints and 600 LifePoints, respectively.

Comparatively to other survey sites, this offers pretty good gift card options. The following places offer gift cards that can be redeemed for points:

  • The Google Play Store
  • Bass Pro Shop
  • Bath & Body Works
  • CVS Pharmacy
  • Domino’s
  • Starbucks
  • Kohl’s
  • eBay
  • Nordstrom
  • iTunes
  • Sephora

PayPal also offers the option of donating points to charity. For a $5 PayPal cash reward, you will need to earn 600 points in order to redeem them.

A simple click of a button is all it takes to redeem your points. To spend your LifePoints, you choose which redemption option you want to use, add it to your cart, and proceed to the checkout process. 

Alternatives to LifePoints

There are other legitimate survey websites you can use to earn extra cash besides LifePoints. Check out these other survey sites if you’re looking for more:

  • Swagbucks has a website that lets you earn points toward free gift cards by watching videos, taking surveys, searching the web, and shopping online. As long as you do all of those things regularly, you could earn more rewards than you would with LifePoints. New users can also earn a $10 welcome bonus on the site.
  • Survey Junkie rewards you with points that can be converted into gift cards or cash. There is a redemption value of $10 for every 1,000 points earned.
  • InboxDollars allows you to earn money for playing games, watching videos, and taking surveys. Depending on how much time you spend on the site, you could earn anywhere from a couple of pennies to a few dollars for each task.

An overview

Those who use LifePoints in their spare time can earn free gift cards or cash as a result of earning the points. In order to accumulate points, you can do one or two surveys a day or more, if they’re available.

In some online forums, we have come across some comments from LifePoints panelists who have reported problems with the website glitching out at the wrong time while taking surveys, causing them to lose all the progress they have made.

There are almost 12,000 Trustpilot reviews of LifePoints on the site, and over half of these have a positive rating, with 4.6 out of 5 stars. Despite the site’s ease of use and the ability to earn money by taking surveys, most users seem to be extremely satisfied with the site’s ease of use.

How To Get a Free Car

How To Get a Free Car
How To Get a Free Car

Cars are necessary depending on where you live. The absence of a safe and reliable vehicle makes getting to and from work, school, and raising children very difficult. Moreover, public transportation isn’t accessible, affordable, or reliable in many areas, so a car is the only plausible alternative.

The cost of owning a car is prohibitive for many people, including single mothers, low-income workers, and handicapped individuals. It is, fortunately, possible to find organizations that recognize this and give away cars for free to bridge the gap.

Is There a Government Program That Offers Free Vehicles?

The government offers a number of grants and programs to assist you in meeting your basic needs if you are unable to provide for yourself or your family on your own. There isn’t a way for the government to give you a free car. If you’re looking for one, you’ll have to look through private charities, organizations, or individuals.

Although you can’t get a free car from the government, you may be able to receive assistance with food, healthcare, housing, and, in some cases, financial assistance. With a grant to help offset the cost of your next vehicle or special financing for low-income individuals, you may be able to save for your next vehicle.

You need to be careful if you receive government assistance. It is possible that receiving a free car may count as “additional income” that will exclude you from government assistance. Check the rules and regulations for your food or housing assistance before accepting a free car to ensure you won’t be disqualified.

Disabled Or Low-Income Individuals Receiving Vehicles from Charities

Thousands of applications are received annually by these organizations, and you must demonstrate financial need in order to qualify, but if you qualify, it could make all the difference in your financial situation. Make sure you check the eligibility requirements for each organization and do a little research to find the one that best suits your needs.

Cars4Heroes

First responders, veterans, and their families can obtain free used cars through Cars4Heroes, which is a 501(c)(3) organization. In order to apply, you must provide information about your years of service, the branch of the military or first responder you served as a reason for needing the car, and your personal information.

You can apply again in three years if you don’t receive one on your first attempt, so if you don’t get one, you might get one in the future.

Cars4Christmas

The same people who run Cars4Heroes also run Cars4Christmas, which offers free and basic transportation to any individual rather than just military veterans and first responders. Founded in 2002, the organization is dedicated to helping people whose lives have been turned upside down by illness, death, tragedies, disabilities, and even natural disasters.

Approximately 20 vehicles are given away based on donations every year, as they receive over 20,000 applications. Nevertheless, you should apply even if you have a slim chance of receiving a vehicle through this organization. You may get connected to a private donor who will listen to your story or connect with another organization that will help you with a car purchase.

800-Charity Cars

With the help of FreeCharityCars, 1-800-Charity provides free cars to those in need. A former organization accepts donated cars and raises funds to provide free cars to people in need, while a latter entity offers car loans to people in need.

There is currently an overwhelming number of applications for FreeCharityCars, so the organization does not accept new applications at this time. However, you can check their website periodically to see when applications open up again. If you’re interested in donating a car, you can still do so. The donations made to 1-800-Charity go directly towards helping people, and they offer free towing.

It is planned to sell or repair cars that are not working and give them away after they are repaired.

OnlineCarDonation.org

Online Car Donation is another charity affiliated with WithCauses.org that provides free cars to those in need, such as the following:

  • Victims of domestic violence
  • Disabled individuals
  • Shelter-bound homeless families
  • Those trying to become self-sufficient (getting off government assistance)
  • Families of veterans and active-duty military
  • Non-profit organizations of other types

They have a simple application process. A basic biographical description of yourself and your need is all we need from you. Your application is reviewed by their staff, who also look at the available inventory to determine whether they can help you.

Applicants selected for free cars will be contacted within 30 days. Their recommendation is to apply again if you have not heard from them after a month.

OnlineCarDonation.com

The goal of Online Car Donation is to provide free cars to as many people and families in need as possible. Here is your chance to get a free used car that is reliable and free of charge. Also, they give away trucks and vans, and sometimes modified vehicles are available for the disabled.

Online applications for free cars are available, and they ask that you complete the application completely in order to make the best decision. In the event that your application is selected, you will be notified within 30 days of receiving it. Do not call if you do not hear from them and instead apply again to be reconsidered.

Vehicles for Change

As part of a partnership with social service agencies, Vehicles for Change provides access to job opportunities for those looking for self-sufficiency, but are without a vehicle.

The organization has a lengthy list of requirements for applications for donated cars, including:

  • Working at least 30 hours a week or having a verifiable job offer
  • Having a valid driver’s license in your home state
  • Driving record free of DWIs and DUIs
  • The ability to afford the ongoing costs associated with car ownership (insurance, fuel, repairs, etc.)
  • Coverage of taxes, tags, and titles

Those who are members of their partner social service agencies and employment agencies can also participate in the Vehicles for Change car award program. In addition to providing low-interest loans, the program provides vehicles to low-income families who qualify. It is necessary for your caseworker or cooperating agency to apply on your behalf for this program; you cannot apply directly to this program.

Take a moment to explore the links on the Vehicles for Change website if you live in one of the states they partner with (Maryland, Virginia, or Michigan). There are a number of additional options available in those areas for finding a free or cheap car.

Good News Garage

There is another website that can help you find free cars in Massachusetts, New Hampshire, and Vermont, called Good News Garage. You’ll have to check each state’s requirements if you’re interested in state-funded Wheels to Work programs.

As an alternative to Wheels to Work, they operate a JumpStart program that provides “refurbished, donated vehicles at an affordable, subsidized cost” to qualified working individuals. The JumpStart application process is not open at this time, but you can check the website periodically to see if it opens up again.

Furthermore, they provide links to other organizations that can help you find free or affordable transportation.

Working Cars for Working Families

The National Consumer Law Center’s Working Cars for Working Families program aims to ensure that working families have access to reliable cars at fair prices. As a result of their collaboration with a variety of organizations, they are able to improve public policy, collect data, and promote nonprofits that assist struggling families with transportation.

Their searchable database enables you to find programs in your area that might be able to provide you with a free or low-cost vehicle. To find out if you are eligible for each program and how the application process works, you will have to review the requirements for each program.

How to Get a Free Car in Other Ways

For those who don’t meet the criteria for the charities above, you might need to get creative about where to find a car. If you wish to take advantage of these options, you will have to step outside your comfort zone and ask for help from your community or those closest to you.

Get In Touch with Your Local Church

The benevolence line item in many local churches’ budgets is one way to get a free car right now. There have been churches that have helped people whose homes have flooded, whose roofs have caved in, whose cars have stopped working, or who are in need of assistance.

You are more likely to succeed with this option if you have been involved with the church before you came to them for help. It is likely that your local church can assist you if you need free clothes, food, or utilities as well.

Find a Local Dealer Who Will Donate

You might be lucky if a local dealership has an older model or a trade-in they believe will sell. Dealerships usually don’t donate cars directly to individuals. You might want to write a letter to your local dealership’s manager explaining your situation if you’re having trouble.

You might want to do this at the end of the year during the holiday season when people feel more charitable. In particular, if you’re willing to share your story publicly, the dealership may be more inclined to help.

Try To Find a Job That Provides a Car

Some jobs provide you with a vehicle, and some of those may let you use it for personal reasons. You might have to do a little research, but there are jobs that will provide you with a vehicle. It may be worthwhile to consider careers such as service technician, in-field social worker, utility and cable worker, and truck or delivery driver.

You should check with your employer about the rules regarding the personal use of this perk if you find a job with this benefit. Discover if you can take the car out of state, who is responsible for routine maintenance, gas, and tolls, and if passengers are permitted.

Don’t Hesitate to Ask for Help from Family And Friends

Asking your friends and family for help may be a good option if you’re having trouble finding a free car from a charity or social service agency. Some people may not be able to give you a free car, but they may be able to lend you a vehicle or sell you one for a low price.

Perhaps you could help someone fix up their old car in exchange for them selling it to you at a reduced price if you’re handy.

Take A Look at Craigslist

It is common for people to try to get rid of old, broken-down vehicles on Craigslist or Facebook Marketplace. They may not consider selling to a dealer because of the work involved or the time they would have to spend, but selling to a private party can generate a few hundred dollars. Getting a cheap or free used car might be possible if you know someone who knows cars or knows someone who can help you.

In the event that the car is beyond repair, you can always sell it for scrap metal or parts and use the money to buy another vehicle. Don’t consider this option unless you are certain you will get more than you pay.

Visit Goodwill

The most common items people think of when they think of Goodwill are clothes, books, or baby items. In addition, old cars can be donated as well. Goodwill stores or car auctions might have some available. Check with your local Goodwill.

With the online auction, Goodwill allows you to purchase a car from anywhere in the country. If you purchase a car from them, you will need to arrange transportation to pick it up; they do not provide shipping or transportation services.

Fundraise on GoFundMe

You can also buy a car for a low-price using GoFundMe. I would like to hear how you ended up in hard times if you feel comfortable sharing your story. Make sure you emphasize how you will start fresh if you buy a car, or get one for free. Do not stretch the truth when discussing the impact the car has had on your life. The generosity of others should not be exploited.

A site like ModestNeeds.org is also a good place to post a request for donations and grants. Before you apply, make sure you read their eligibility requirements carefully.

You Could Change Your Financial Situation with A Free Used Car

The cycle of hard times can often feel like a never-ending cycle when you’re financially struggling. Your employer doesn’t provide you with a car, and without a car, you can’t get to work. Whenever you try to move forward, you get stuck.

Free or cheap cars may be the solution you are looking for. By doing some research and working hard, you might be able to find a free car that breaks the cycle and changes your financial situation for the better. When you have access to a vehicle, you can access jobs that were previously out of reach.

It’s important to remember that even a free car isn’t really free. There may be parts that need to be repaired or refurbished. You should also make sure you have enough money to cover essentials like car insurance, vehicle registration, routine maintenance, and gas and tolls.

Getting a car but not being able to maintain it is the last thing you want.

Acorns Review

Acorns Review
Acorns Review

Do you remember the piggy bank or loose change jar you had as a child? Do you remember how you used to drop all your nickels, dimes, and quarters into that jar until it was completely full of coins?

Every time you brought that change to the bank and it added up to more cash than you thought.

With Acorns, this “out of sight, out of mind” savings strategy gets a whole new level of attention. Invest your nickels and dimes for future goals after rounding up your expenses to the nearest dollar.

Among the recent additions are retirement accounts, debit cards, and a $10 welcome bonus.

Are you able to grow your wealth with this micro-investing strategy? Here’s what we found.

Robinhood

  • Each trade costs $0
  • Intended for DIY investors
  • Mobile app that is easy to use
  • Minimum account balance is not required

Acorns

  • A monthly fee of $1-3
  • Suitable for beginners
  • Automated from start to finish
  • Minimum account balance is not required

M1 Finance

  • Each trade costs $0
  • Trading without commissions
  • Rebalancing is automated
  • Minimum of $100 per account

How Do Acorns Work?

Acorns is a hybrid of a spare change jar and a robo-advisor. With this app, you can round up purchases on linked credit or debit cards – with the option to increase them by 2x, 5x, or even 10x – and invest your earnings.

There is no learning curve when it comes to using the Acorns app, which is ideal for new investors. A linked card is used by investors to make purchases. In addition to rounding up to the nearest dollar, Acorns invests the extra change. Automatic recurring investments can also be set up daily, weekly, or monthly by the user.

Pros:

  • Minimum account balance of 0 dollars
  • Investing only $5 gets you started
  • Depending on the plan you choose, monthly fees range from $1 to $5
  • College students can invest for free
  • Automated from start to finish
  • Minimum account balance is not required
  • Cash back is available at certain retailers under higher-tiered plans

Cons:

  • For IRAs, they charge an account fee and other fees
  • Portfolio options are limited
  • For those with smaller account balances, the monthly fee can be high

Service Levels at Acorns

Make a monthly investment of $1

A taxable account can be used for investing the difference between purchases and purchases rounded up to the nearest dollar. Get kickbacks from purchases at partner retailers to boost your investments and add cash to your investments on a regular basis.

Acorns’ lowest-cost option costs $1 a month. Round-up investments are triggered by connecting your bank account and linking your credit and debit cards.

In the next step, you will be able to select the amount of money you wish to contribute to your Acorns investment. Investing will begin once your Round-Up balance reaches at least $5, but there is no minimum.

As a final step, you will be asked a few questions regarding your financial situation, your goals, and your risk tolerance. An ETF-based investment portfolio will be recommended by Acorns based upon this information. In case you wish to increase or decrease the risk in your portfolio, you may override their selection.

You may also set up recurring investments that are made daily, weekly, or monthly in addition to your Round-Up investments. Over 200 brands are also partnered with Acorns Found Money to give you cash back that is automatically invested.

College students used to be able to use this account level for free for up to four years, but Acorns no longer offers that benefit.

$2/month Invest + Later

The original Acorns as well as the opportunity to invest in an Individual Retirement Account (IRA).

Retirement investments were added to Acorns’ platform. The Acorns platform now allows you to invest in a Roth IRA, Traditional IRA, or SEP IRA. It is the same method of making investments into your Acorns Later account as it is with the original Acorns service.

Spend + Invest: $3/month

Boost your Acorns + Acorns later investments with cash back from local retailers and instant Round-Up service via Acorns online checking account with full bank services and FDIC insurance.

Digital checking accounts have recently been added to the Acorns platform. In addition to digital direct deposit and mobile check deposit and payment, Acorns Spend offers unlimited fee-reimbursed ATM withdrawals.

Using Acorns Spend, you can take advantage of real-time round-ups, custom spending strategies to boost your savings, and found money cash-back of up to 10% when you visit local businesses.

What is the Acorn System?

In keeping with most robo-advisors, Acorns’ investing service is based on Dr. Harry Markowitz’s Modern Portfolio Theory. All dividend payments are automatically reinvested and the portfolio is automatically rebalanced.

We invest in multiple asset classes through the use of Exchange Traded Funds (ETFs), or Exchange Traded Securities. Over the course of your investment, these ETFs will incur internal expenses equal to approximately 0.10% of your total investment.

The current Acorns portfolio is broken down as follows:

Conservative

  • Government bonds with a short maturity of less than a year 40%
  • Bonds with an ultra-short maturity of 40 days
  • Government Ultra Short Term Bonds 20%

Moderately Conservative

  • Stocks of large companies – 24%
  • Stocks of small companies – 4%
  • Stocks related to real estate – 4%
  • Bonds issued by government – 30%
  • Bonds issued by corporations – 30% of the total
  • Stocks of international large companies – 8%

Moderate

  • There is a 29% share of large company stocks
  • Stocks of small companies – 10%
  • Stocks from emerging markets – 3%
  • Stocks related to real estate – 6%
  • Bonds issued by the government – 20%
  • Bonds issued by corporations – 20%
  • Stocks of international large companies – 12%

Moderately Aggressive

  • Stocks of large companies – 38%
  • Stocks of small companies – 14%
  • Stocks from emerging markets – 4%
  • Stocks in the real estate sector – 8%
  • Bonds issued by the government – 10%
  • Bonds issued by corporations – 10%
  • International Large Company Shares – 16%

Aggressive

  • Stocks of large companies – 40%
  • Stocks of small companies – 20%
  • Stocks from emerging markets – 10%
  • Stocks in the real estate sector – 10%
  • Stocks of large international companies – 20%

Your money will be invested by Acorns based on your risk profile as you add money to your account. This will take place in a taxable investment account if you use the basic Acorns account.

Your money can be withdrawn from Acorns at any time, but investment withdrawals may take five to seven business days. It is important to note that you should not use your Acorns savings for regular financial needs.

Investments are long-term in nature. In the event that you pull money from this account for day-to-day expenses and goals, you will increase your chances of losing money in the market.

Frequently Asked Questions about Acorns

Investors are overwhelmed by the number of options available. Listed below are some of the most frequently asked questions about Acorns that we’d like to address in our review.

Is it enough to invest in Round-Up to make a difference?

Every little bit counts when it comes to saving for the future. Additionally, should Round-Up investments be the cornerstone of your investment strategy? Nope.

It adds up to over $4,900 in 10 years if you invest $30 a month at a market return of 7%. If you put the same amount in an online savings or money market account, you’ll only have about $3,900 left over. As time goes on, the gap between saving and investing only widens. Growth by compounding is one of the most powerful forces in the world.

What is the cost of Acorns?

There are three plans offered by Acorns:

  • Make a monthly investment of $1
  • Monthly investment of $2, Invest + Later
  • $3 per month for Invest + Later + Spend

There is no reasonable potential gain from investing for small accounts due to the $1 monthly fee.

Consider the scenario where you have 50 round-up transactions per month at an average round-up value of $0.40. As a result, Acorns will invest $20 for you per month, but it will take 5% of the savings in the form of fees.

This percentage would decrease as your account value increased. Nevertheless, before Acorns’ fees were as low as Betterment’s 0.25%, you would need to invest $5,000. It is important to note that Betterment offers these fees as well as access to a retirement account without a minimum investment threshold. In order to match the fees of Betterment, you would need to invest $10,000 into an Acorns IRA.

Annual fee – account balance

For a taxable account, a $1/month fee means the following:

  • 4.80% – $250
  • 2.40% – $500
  • 1.60% – $750
  • 0.60% of $2,000
  • 0.24% of $5,000

What are the risks associated with investing with Acorns?

Performance isn’t guaranteed with any investment. It is important to keep in mind that investing involves risk, which means that the value of your portfolio can fluctuate over time. Although the S&P 500 has historically provided returns of approximately 8% annually, year-to-year fluctuations can result in substantial losses of value for your account – sometimes in excess of 10%.

Acorns users are most at risk when they decide to stop contributing to their account and keep it small. It is important to remember that the smaller your account balance remains, the greater the impact of the monthly fee.

You should consider a high-interest savings account if you intend to use your money within three to five years.

Does Acorns allow large investments?

The flat-rate fee may appeal to hands-off investors with large sums to invest. Invest + Later is a cost-effective option if you have over $10,000 to invest, and Acorns’ fees are lower than Betterment and Wealthfront’s.

Acorns is still not a good investment for large amounts, however. Compared to bigger players, they don’t offer as many investment options. Aside from the five key portfolios, there is a lack of diversification across asset types in the portfolios, and it is not possible to customize asset allocation.

Additionally, unlike many competitors, Acorns does not offer tax-loss harvesting to improve long-term returns for taxable accounts (the basic level).

Last but not least, Acorns does not offer professional financial support. The larger robo-advisors offer some access to Certified Financial Planners (CFPs) in order to answer any burning questions you may have. While you may not have any today, it can be a comforting option if the market takes a dip.

What makes Acorns the best choice for you?

New investors should consider Acorns if they are seeking a hands-off approach to growing their savings.

Summary of the Acorns App Review

There are a lot of round-up investing apps out there, and Acorns is one of the best. The platform is easy to use, has an excellent educational platform for new investors, and charges are simple and straightforward.

As a result, the question of whether the $1-3 monthly fee is a benefit or a detriment really depends on the balance of your account. Your investment growth will be hampered if you are only adding a few dollars to your Acorns account each month.

Fetch Rewards Review

Fetch Rewards Review
Fetch Rewards Review

When you go shopping, there are dozens of apps to help you save money. You can get cash back at some companies and get gift cards at others, and you might even get discounts at your favorite stores and on your favorite products. Each of them has one thing in common: they save you money on everyday purchases.

Money saved is not always worth the effort and time it takes to save it. The good news is that Fetch Rewards requires very little of both. Using this app is easy, and it is perfect for shoppers who are loyal to brands rather than stores. You might want to check out the Fetch app if you would like to earn free gift cards without doing much work.

Fetch Rewards: What is it?

With Fetch Rewards, users can earn cash back on grocery purchases. Choosing your deals doesn’t have to be done in advance. Scanning your receipt after shopping is as easy as shopping as usual. You will be notified if anything you purchased is eligible for cashback by Fetch Rewards. Receive free gift cards from hundreds of retailers when you exchange your points.

Pros:

  • You can download and use it for free
  • There is no need to select deals in advance
  • Recommend a friend or family member and earn points
  • Point redemptions are processed quickly
  • You can scan eReceipts through your email account
  • Customer service that is helpful and quick

Cons:

  • There is no option to link store loyalty cards
  • Only gift cards are available as rewards (no cash).
  • Rewards expire after 90 days if you don’t scan a receipt
  • The scanning of eReceipts can sometimes be glitchy

Fetch Rewards, which also goes by just Fetch, is a cash-back rewards app that allows you to earn points when you purchase products from over 300 brand partners. You can redeem points by scanning your receipt in the app or scanning eReceipts using your email address.

The reason brands partner with Fetch is because, in addition to incentivizing consumers to buy their products, Fetch provides them with analytics to help them better understand consumer shopping patterns.

Don’t worry, though. You never have to worry about your personal information being shared.

Review of Fetch Rewards: How Does It Work?

The app offers some unique features that make it stand out from other rewards and receipt-scanning apps.

Get a free account by using a Fetch Rewards code

To get started, you’ll need to create a free account. Using the referral code of a current user will allow you to get a welcome bonus and they will get a 2,000-point bonus.

The process of signing up is easy and only takes a few minutes. After scanning your first receipt, 2,000 bonus points will be credited to your account balance.

Find out who the brand partners are at Fetch Rewards

The app offers points for every receipt scanned, but you’ll earn more points if you make purchases from brands like Huggies, Tostitos, and St. Ives.

Become familiar with the Fetch Rewards brands that earn you extra points once you download the app. These brands offer extra points without you having to download any coupons or activate a rebate. All you need to do is remember that they are available.

Shop for groceries as usual

You can shop like you normally would and the points are added to your account as soon as your receipt is scanned. You don’t have to select offers in advance or clip coupons.

With Fetch, you can earn points when you shop at over 300 brands. There are some brands that tell you what products and how many points you will receive, but there are others that don’t. When a point value isn’t listed, you can usually expect to earn 10 to 25 points, and special offers from brand partners can earn you up to 5,000 points.

There is even the possibility that you will receive extra points when you scan a receipt. It happens to people occasionally when I unknowingly buy a product from a partner.

When you use your SingleCare Digital Savings code, you can also get points on prescriptions. Fetch Rewards app has a unique code you can find there. When you fill a prescription at a participating pharmacy, present your SingleCare Digital code to your pharmacist to earn bonus points.

In the Fetch Rewards FAQ, you can learn more about SingleCare.

Scan your receipts for points

After you shop, scan your receipt to add points to your account. You’ll earn a minimum of five points per receipt at any retailer. Most receipts from major grocery stores and retailers will earn you a base of 25 points.

It’s important to scan receipts not just to get points, but to keep them. You must scan a receipt or enter an eReceipt at least every 90 days or your points will expire, including points received for referrals.

And, if you’re doing a lot of shopping, remember you can only scan a maximum of 14 receipts per week.

Although Fetch’s receipt-scanning system is easy, it isn’t flawless. For example, I have a Walmart Grocery eReceipt that I’ve been trying to upload but for some reason, Fetch’s system can’t find it and another eReceipt was incorrectly marked as a duplicate. On the other hand, I’ve also received bonus points for products I didn’t buy.

Whenever something’s not right, contact the customer support team through the Contact Us button in the app’s Help Center or email support@fetchrewards.com. They’ve always been quick to respond and fix any issue I’ve had.

Don’t forget to tell your friends about it

Your referrals can earn you even more money if you enjoy using Fetch. Points are awarded for each referral between 2,000 and 4,000. You’ll also earn 2,000 points for every friend you refer who scans their first receipt.

Fetch displays higher referral bonuses on the homepage of the app, and your referral history and unique referral link are available in My Account under Refer a Friend.

4,000 points are the maximum referral bonus you can receive when you refer two friends. It’s nice to get the extra points, but it’s not as reliable as the Special Offers.

Take your earnings and cash them out

There is no doubt that Fetch Rewards has one of the lowest cash-out thresholds when it comes to rewards apps people have used.

Once you reach 3,000 points, you can cash out points for donations to partner charities. 100 points will get you an entry into the sweepstakes. Upon reaching 5,000 points, or a total of $5 in earnings, you will be able to redeem your points for most gift cards as soon as you reach that point.

In order to redeem points for a MasterCard or Visa gift card, you will need more points, but you can redeem points for a lower rate on magazine subscriptions.

As soon as your points accumulate enough, you will be able to redeem them for a $10 Amazon gift card, and if you have enough points, you will also be able to get a $5 Amazon gift card. As long as you take advantage of the special offers, it won’t take long for you to accumulate enough points to be able to cash them out. There is no doubt that it is a lot faster than most other apps that save you money.

Alternatives to Fetch Rewards

In addition to using Fetch on its own, you can also combine it with other apps and coupons to maximize your savings. There are, however, some alternatives to Fetch Rewards if you do not want to scan receipts or would prefer to receive cash instead of gift cards instead of receiving gift cards.

Ibotta

There is a good deal of similarity between Fetch Rewards and Ibotta. It should be noted that both Fetch and Ibotta have similar points value systems, and both accept receipts from almost any retailer and restaurant.

It is important to note that Ibotta requires you to select certain products in advance in order to earn rebates. It’s easy to shop like you normally do with Fetch. You don’t need to change anything about the way you shop and you will receive extra points just for purchasing products from their partners.

Besides that, Ibotta also offers rebates for “Any Brand” items, which Fetch does not offer. There are several generic brands that you can get rebates on whenever they are available for rebates in the app. Ibotta is one of the few apps that scan eReceipts automatically, unlike Fetch. There have been fewer glitches in that area with Ibotta than many people have experienced with other apps.

It is also possible to earn actual cash through Ibotta, rather than redeem gift cards, which can be a much more useful feature for some users. The minimum cash-out amount for Ibotta is $20, while Fetch’s minimum cash-out amount for most gift cards is $5.

Dosh

With over 100,000 stores partnering with Dosh, you have another option when it comes to shopping online, offering cash back on your purchases. As an additional bonus, you won’t just earn cash back on certain items; you’ll also be able to earn it by simply shopping at a specific store.

It is important to note that, although there is a lot of variety, you may not be able to find your favorite grocery store on Dosh. As an example, in some areas, Dosh offers only cash back on memberships to Sam’s Club, Costco, and BJ’s Wholesale Clubs. While this program is not a cash-back program, it does offer cash back at many local restaurants without the need to scan receipts.

The only thing you have to do to earn cash back, is link your credit or debit cards to Dosh and anytime you use them at a retailer that we partner with, you will automatically receive your cash back. The process is far easier with Dosh, but the cash-out minimum is $25, which is higher than Fetch and Ibotta.

Fetch

  • Suitable for a variety of brand-name grocery products
  • Detects e-receipts, but physical receipts must be scanned in order to be recognized
  • The product is automatically detected by the system
  • Pays with gift cards instead of cash

Ibotta

  • A good choice for generic grocery products
  • There is automatic detection of eReceipts and the possibility of scanning physical receipts
  • In order to receive cash back, you must select products from the list
  • Payments are made in cash

Dosh

  • Good for dining in restaurants as well as at home
  • Receipts do not need to be scanned
  • The system automatically detects when a purchase has been made
  • Payments are made in cash

Swappa Review

Swappa Review
Swappa Review

Selling things online can take a lot of time and nerves; taking pictures of the items in question, writing descriptions, filling out your page with other needed information, talking to customers, and hopefully selling them. Although you never know if a customer will want to return the item due to dissatisfaction. 

However, Swappa has been getting a lot of attention lately. Using this site, buyers can find reputable phones, tablets, and other items, and sellers can sell these items more quickly and easily. Is Swappa the best place for people looking to sell their old phones or outdated laptops?

Can Swappa be trusted? Is it worth the trouble of trying to sell your old device?

The article below provides answers to all of these questions. Keep reading to learn more!

Swappa: What Does It Do?

The Swappa website lets users purchase cell phones, laptops, watches, tablets, video games, cameras, and smart home items.

There is a process that sellers have to follow in order to sell the item. They upload photos of the item they wish to sell, choose the brand, select the models, and then create an account on the site.

On BuyBackBoss, on the other hand, sellers create a listing to allow individual buyers to buy the item directly from them. You may also have to send in your device to the service provider, who will then list it on their website on your behalf.

PayPal is the payment method used by sellers to receive their payment. When you create a listing, you will be asked to connect your PayPal account. When you have done that, you are ready to list your item on eBay.

A Trusted Partner for Both Buyers and Sellers

Fees: $0 (free to list and sell your device)

The Swappa website allows you to sell cell phones, watches, tablets, video games, cameras, and smart home devices. On this website, you are able to list your device on the website and sell it to an individual seller just as you would on eBay.

You do not have to pay any additional charges since all fees are included in your selling price. With Swappa, you can potentially earn more money compared to similar apps because you will be able to sell directly to the buyer.

Pros:

  • The site is capable of earning more than other sites
  • Reviews from customers are high
  • Direct sales to individuals are possible
  • A local pick-up option is available

Cons:

  • Direct sales are not allowed
  • You may have to wait a while for a buyer
  • The shipping label is not pre-paid
  • The listing must be approved by Swappa

Swappa: Is It Safe and Legit?

Buyers can feel safe using Swappa since the site verifies every transaction and prohibits vendors from listing broken devices. PayPal keeps buyer and seller information secure when dealing with payments. Additionally, PayPal protects both buyers and sellers in the event of a problem.

Before an item is sold, the serial number or identification number of the device should not be disclosed by the seller. For the seller’s protection, this is necessary.

You can download Swappa from the Google Play store, but not from the Apple App Store. According to the Swappa app’s ratings, it has received over 500 reviews and has been downloaded more than 100,000 times.

Swappa has an average rating of 4.9 on Trustpilot, with more than 8,700 reviews from both buyers and sellers. Customers who purchased items online and chose to pick them up locally are included in these reviews.

In addition to receiving a B rating from the Better Business Bureau, Swappa has received more than 500 reviews. The fact that Swappa verifies the apparent accuracy of listings is appreciated by buyers on Reddit. Reddit reviews tend to be positive for individuals who have sold phones or other devices through Swappa.

The question “Is Swappa valid?” isn’t a question you have to ask. The feedback from buyers and sellers indicates that using Swappa is a positive experience.

What Is Swappa’s Working Principle?

It’s not uncommon for new sellers not to know about Swappa’s specific rules when buying a used phone or another device.

Direct sales (no middlemen)

Swappa offers devices in a variety of brands, types, carriers, colors, storage, editions, and prices. In addition to Swappa’s suggested price, you are also allowed to change it based on your current sales and previous sales.

In addition, Swappa gives you an estimate of the amount you will have to pay in PayPal fees when you sell the item, and this will help you to avoid any unexpected charges. Be sure to include the shipping and handling cost when deciding on the price of the item. You will need to figure out how much it will cost for you to get boxes or bubble wrap if you don’t have any, so you can include that cost in the final price.

When you have decided on the price, then you will need to write a short headline for the item and a brief description of it. If there are any problems, issues, defects, or other flaws in the product, make sure you detail them. In order to verify that the item that you are selling is yours and in the condition you say it is, Swappa will ask you to provide verified pictures.

Due to the fact that you have to sell directly to a buyer on Swappa, it may take longer for your item to be sold there than it would on sites such as Gazelle, Decluttr, or BuyBackBoss. In contrast to these other sites, Swappa requires you to sell your phone to an individual, whereas the other sites buy your phone directly from you.

Every listing is reviewed by Swappa

Before Swappa publishes listings, it reviews them to prevent spam. In other words, you won’t be able to see them immediately like when you sell an item on eBay or Craigslist, because they won’t be published instantly.

As opposed to those sites, you must ensure the phone or other device you are selling is in working condition before you list it. The sale of a device for parts is not allowed. Rather than throwing away a malfunctioning phone or tablet, sell it on eBay.

Your listing is reviewed and approved within a few hours. Please send a note to their customer support team if you don’t receive an approval within a day of submitting your request. You might have to provide more information about a device before it can be listed on eBay, sometimes it might just be as simple as providing more details about the device.

Swappa’s fees are already included

The Swappa fees are built into the price, not paid directly by sellers. The fees charged by the platform are significantly lower than those charged by eBay.

Swappa’s current schedule of fees compares to eBay’s current schedule of fees in the following ways:

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PayPal payment received

The buyer must pay for items through PayPal, and unlike eBay, they have to pay immediately for devices. As soon as the payment has been completed successfully, the seller has two business days to send the package.

PayPal accounts with holds can cause confusion if this is the case. In most cases, this occurs because you are creating a new PayPal account and PayPal needs more information from you. It is still your responsibility to ship the item if there is a hold on your account and the buyer has already made a payment.

Your package will be sent once you have paid for shipping

The seller is completely responsible for packaging and shipping the item on Swappa, unlike other sites. As long as a tracking number is provided, Swappa requires sellers to ship items within two business days of receiving payment. However, the seller can choose which shipping provider to use (USPS, FedEx, UPS, etc.).

You won’t have to worry about shipping on the weekend if you sell on Saturday or Sunday and get paid the same day.

The tracking number must be manually added by sellers since Swappa doesn’t provide a prepaid shipping label.

Express Shipping is available from sellers to buyers, at an additional charge, which allows the item to be shipped the same day or the next day (excluding Sundays). Express shipping can be chosen by sellers at a flat rate.

The following methods are required of sellers who offer Express Shipping:

  • Priority Express: USPS
  • Next Day Air Saver from UPS
  • Overnight FedEx: Standard

If you are shipping an item a long distance, you will pay a different price for Express Shipping. A device sent from New York to Connecticut will cost less than one sent to Wyoming if you live in New York. It is also important to note that different providers charge different rates. Choosing the least expensive option is easier when you compare rates.

Swappa’s Additional Features

In comparison with its competitors, Swappa offers some extra features.

Local Swappa

If you are wondering how Swappa Local works, it is a simple process, and when you choose to sell items locally, you will be able to save on shipping costs from Swappa. However, you might also find it a little less convenient since you have to meet up with someone in person in order to do this. When buying from a local seller, the buyer has the option of paying with Stripe or PayPal. If you prefer to be paid in cash, you can also choose to do so.

There is a local pick-up option that Swappa offers for major cities including Los Angeles, Chicago, and New York. There are also Swappa-approved spots in other cities such as Denver, Baltimore, and Kansas City. In case your city is not included in the list, you can submit a written request to Swappa to add it.

Swappa’s support

According to Swappa customer reviews, their customer service is fast, communicative, and aims to resolve issues within a short amount of time. As a bonus, since buyers pay with PayPal, they are protected by PayPal’s buyer protection policy.

Interestingly enough, even in the comments where users say they had a problem with a Swappa phone, they say that the customer service department of Swappa solved the problem in a very short period of time.

Communication that is direct

There is a similarity between Swappa’s communication style and eBay’s. If a potential buyer has any questions, he or she can leave a comment directly on the listing if they wish to do so. Upon receiving the email notification, the seller will be notified and will have the opportunity to respond to the inquiry.

This also prevents multiple buyers from asking the seller the same question at the same time. Other potential buyers will also be able to view the question and answer. Also, it keeps a record of answers in case the buyer claims the item is different from what was advertised.

Return policy for Swappa

Swappa has a fairly straightforward return policy. Upon receiving the item, the buyer can return it if it differs from what was listed. The seller has to refund the buyer. Additionally, Swappa will refund buyer fees if the item description failed to disclose defects or if the item was not in the condition that was described.

Buyers who request a return without a valid reason may have their request rejected by the seller. In the case of a return request, the seller may also choose how much to refund to the buyer; the full amount is not required.

Swappa vs. eBay vs. Gazelle Comparison

If the seller permits it, eBay allows buyers to negotiate prices. As an alternative to Swappa, eBay offers you the ability to create an auction-style listing, which is not available on Swappa. You have to accept the price you list on Swappa if you want to sell an item there.

However, they can also request a lower price by leaving a comment on the listing. Anyone will be able to buy it at the new reduced price if the seller adjusts the price. Unlike eBay, where private offers are allowed, this is not possible.

There are no seller fees on Swappa, unlike eBay. In contrast, Swappa charges only PayPal fees, whereas eBay charges eBay and PayPal fees.

The way Gazelle works differs from the way Swappa does. The phone or device is sold directly to the site with Gazelle. As well as accepting Gazelle’s price, you must also accept its terms. When you use Swappa, you decide how much to charge – or how little – for your services.

This is a table that shows how much you can earn using each of these services based on how much you spend:

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Similar Websites to Swappa

Are you still having trouble finding a good place to sell your phone? Swappa and other similar sites are worth checking out.

Among the devices available on Adopt a Phone are iPhones, Google phones, Samsung devices, and more. Besides unlocked phones, they also purchase carrier-locked phones. With more than 400 reviews on Facebook, Adopt a Phone has a 4.9 out of 5 rating. Trustpilot does not list them and BBB does not have any reviews of them.

Swappa does not accept broken phones or phones with a bad IMEI, which is the unique identification number for your phone. Whiz Cells does. However, they do not have the same range of devices as Swappa (a bad IMEI means that your phone has been reported as lost or stolen.) ResellerRatings.com rates Whiz Cells 4.23 out of 5 stars.

The MaxBack website is a great place to sell iPhones, Apple Watches, iPads, smart watches, tablets, and other cell phones. MaxBack is different from Swappa in that you sell directly to the company instead of an individual. They will give you a quote that is valid for 30 days after you get it. You can ask MaxBack to send back a device for free if they offer a lower price.

Summary of Swappa’s Review: A Good Way to Sell Your Device

The average rating of Swappa is higher than most of its competitors, with some of the best customer reviews of any similar site. Unlike similar sites, they also have more reviews overall, so the rating isn’t skewed by a few bad ones.

You can also potentially make more money with Swappa since sellers can choose their own price.

A downside to Swappa is that there is no pre-paid Swappa shipping label available. If you do not live near a post office, you will need to purchase a label in person.

Cash A Check

Cash A Check
Cash A Check

Checks can be cashed quickly when you have a bank account. If you want to use an ATM or the bank, you can do so. From your phone, you can even take a quick picture of the check and deposit it with some banks’ apps.

If you don’t have a bank account, you can’t deposit checks at your local branch. In the event that your check is cashed, you will be required to pay a small fee each time it is cashed.

The check cashing places on this list can help you if you don’t have a bank account but need cash quickly.

The Best Places to Cash Checks

Cashing a check without a bank account can be difficult, but it’s not impossible. The majority of check cashing companies charge a small fee for their services, but you can find a few that do it for free.

We have good news for you today. You can walk out with cash in your pocket.

The rules and requirements for getting your check cashed will vary from check cashing place to check cashing place. You may be able to cash certain types of checks in some places, but not in others, so you should call ahead before making a special trip.

The Bank You’ll Find Listed on The Check

The bank on the check is the easiest place to start if you’re trying to cash a check without a bank account.

In the bottom left corner, you can find this information above the memo line. Check cashing policies vary by branch. Contact your local branch to find out what they are.

When it checks the account balance of the person who wrote you the check, it can immediately verify the availability of funds. In some banks, the account owner will be contacted on the spot as a security measure to prevent fraud.

In the past, the bank on the check was the cheapest option for cash withdrawals. In recent years, most big banks have introduced fees for people who do not have an account with them to cash their checks. It is common for banks to charge a flat rate or a percentage of the check amount up to a certain amount.

It is common for banks to have different conditions and requirements related to cashing checks linked to their institution. In order to avoid mistakes, it is best to call ahead and ask about its policy and fees.

It’s mandatory to bring 1-2 forms of identification that prove you are the owner of the check, so bring your driver’s license, passport, or another government-issued ID card.

Walmart

Among the check-cashing places on this list, Walmart is one of the most accessible and global. The Walmart chain has more than 5,000 locations across the country. Close to 90% of the population lives within 15 miles of a Walmart store.

Walmart also charges reasonable fees of $4 for checks under $1,000 and $8 for checks over $1,000. The fee is in line with those charged by most major banks.

One of the biggest advantages of cashing your check at Walmart is the variety of options it offers. The Walmart Moneycard or straight cash back are two options you can choose from.

Check-cashing options at Walmart include:

  • Pre-printed checks
  • Payroll checks
  • Government checks
  • Tax checks
  • Cashiers’ checks
  • Insurance settlement checks
  • 401k and retirement distribution checks
  • MoneyGram money orders
  • Two-party personal checks ($200 max)

There are two important things to keep in mind:

  • Recently, Walmart began cashing personal checks, but there is an additional fee of $6 and a limit of $200 per check. Cashing a personal check isn’t the only option you have.
  • There are strict limits on the number of checks they can accept. Generally, you can cash checks up to $5,000 as long as they’re under that amount. A $10,000 limit is raised to $7,500 during tax season (January-April).

To make a cashout, you’ll need to bring a valid ID and a check.

Ace Check Cashing

This is the sole purpose of a number of businesses. There may be no other option than a check cashing place if you do not have access to a local bank.

It is important to keep in mind that these stores generally charge the highest fees of all the options on this list. It is not uncommon for check cashing stores to charge different fees within their own branches, so it is important to call ahead and ask.

Be sure to ask if there is a credit check required before cashing your check at this store. Some stores run a credit check before cashing a check because they are effectively making a short-term loan until they receive funds from the issuing bank.

There are Ace Check Express locations in 24 states, making it one of the most popular options. Checks of almost any type can be cashed as long as you have a valid form of identification.

Options for Ace Cash Express include:

  • Personal checks
  • Payroll checks
  • Government checks
  • Tax refund checks
  • Insurance settlement checks
  • Money orders

Ace Cash Express is different from Walmart and other stores in that it will cash your personal check. The website does not list fees, so if you want to know what it will charge to cash a check, you must call a local store.

The Gas Stations

Cashing checks at gas stations used to be much more convenient, but many places have stopped offering this service due to fraud risk. There is almost nothing the gas station can do to find the person responsible once the check has been cashed.

In spite of this, 7-Eleven still cashes checks. A Vcom kiosk can be found in many locations. Checks can be cashed, bills paid, and other financial tasks can be handled using this touch-screen station.

The easiest option is to download the Transact by 7-Eleven app. Your phone can be used to deposit checks. Your prepaid 7-Eleven card works like a Debit MasterCard and gets reloaded with cash each time you reload it. Almost every online and the retail store accepts them.

Your card will be loaded with funds within 48 hours.

Even your employer and government benefits can be deposited into your account using it.

There are other options for cashing checks at gas stations:

  • Pilot Flying J
  • TravelCenters of America

Checks can’t be cashed in every gas station and travel center, so make sure you call ahead to find one that accepts them.

The Company You Work For

Your employer may be able to cash your personal checks in some circumstances.

Due to specific rules and regulations regarding check cashing, most employers do not offer this service. Some do, however. As long as the checks are payroll checks, employers are not limited in the number of checks they can cash each day.

Nonpayroll checks can also be cashed by employers so long as they do not exceed $1,000 per day. Those who cash checks above that are subject to bank regulations as “check cashers.”

The Grocery Store

For cashing a check, grocery stores are one of the most convenient and dependable options. You probably go to the store regularly, so you don’t have to go out of your way to use this service if your store offers it.

Here are some grocery chains that do this:

  • HEB
  • Kroger
  • Publix
  • Winn Dixie
  • Albertsons ($1,000 limit)
  • WinCo
  • Stop & Shop
  • Hyvee

Various fees and check limits will apply at each store, but a form of government identification will be required at all stores.

Personal checks are not accepted at most banks due to fraud risks, but government checks, payroll checks, cashier’s checks, and money orders can be cashed.

Give A Friend or Family Member Your Check as An Endorsement

It’s okay to endorse a check to a friend or family member if you don’t have a bank account of your own.

The process of endorsing a check involves two steps:

  • You write “Pay to the order of [Name]”
  • Sign underneath

The funds will be given to you as soon as the check has been cashed.

Clearly, this requires a high level of trust, and sometimes you’ll both have to be present at the bank to demonstrate that you’re not under any pressure. It’s likely that you’ll need to complete a form certifying your endorsement.

Depending on how often you cash checks, you may find it easier to open your own checking account and avoid this workaround. You don’t want money to interfere with your relationships with family and friends.

FAQs About Check Cashing

Is it possible to cash a check at an ATM?

You cannot cash a check at an ATM, even if you have a bank account.

After depositing a check, you can withdraw cash from your account immediately. In the event that you have no funds in your account before depositing the check, you will not be able to withdraw them for 24 to 48 hours after depositing the check.

It is impossible to do this without an account, however.

Is it possible to cash a check without an ID?

All of the check cashing places listed above require that you provide at least one form of identification, sometimes two. The exception is if you endorse your check to a friend or family member. Essentially, if your ID has expired, it is not valid and will not count as identification.

The following options are available to you if you do not have an ID:

  • Give the check to someone else by endorsing it
  • Online check cashing
  • Become a customer of a bank and use its online services

What is the best way to cash a check online?

There are a few options if you don’t have a bank account but have access to the internet or a smartphone. PayPal and Ingo Money are the two most popular apps without a bank account requirement.

Almost any kind of check can be deposited with Ingo money, including handwritten personal checks. Take a picture of the front and back of the check after you endorse it by signing it. As soon as the check is approved, you can designate where you wish the funds to be sent.

Using Ingo, you can access your money in a number of ways:

  • Debit card with a prepaid balance
  • Cash can be picked up in person at a MoneyGram location
  • Gift cards from Amazon
  • PayPal accounts

It is important to keep in mind that Ingo fees can add up quickly. Checks from government agencies and payroll agencies cost $5 each. You’ll pay a 2% fee if your purchase exceeds $250. If you write a check for $1,000, you’ll have to pay $20. Checks other than those mentioned above will be charged a fee of 5%.

There is only a slight improvement in PayPal fees. Government checks and payroll checks are subject to a 1% fee, while all other checks are subject to a 5% fee. The funds can be transferred to a prepaid debit card and then withdrawn at most ATMs.

In both online apps, you can avoid paying these fees by waiting a full 10 days before accessing the funds.

Banks Offer the Cheapest And Easiest Way To Cash A Check

In the absence of a bank account, you will always have to pay fees to cash your checks.

Open a bank account if you’re tired of paying fees, driving around town, and calling businesses to inquire about their policies. When you open the best online checking account, you’ll earn the best interest rates on your savings and never have to pay a fee for cashing checks.